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Medical procedures for Cataract, Hernia, Hysterectomy, etc.Pre-hospitalization expenses incurred up to 30 days prior to the date of admission and Post-hospitalization expenses incurred up to 60 days from the date of discharge – actual expenses or 10% of the Sum Insured whichever is less.However, this will not apply for Medicines & drugs and implants. If the insured person opts for a room with rent higher than the entitled category, the charges payable above shall be limited to the charges applicable to the entitled category only.Hospitalization expenses such as Room, Boarding, Nursing expenses, and ICU charges.
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Family discount of 5% can be availed on the total premium if the policy is taken for self and any one or more family members viz.Dependent children between the age of 3 months and 18 years can be covered provided either or both parents are covered concurrently.Provision for the continuation of the plan is provided post the age of 60 years of the insured subject to renewal of plan without any break.Sum insured offered in this is between Rs.1 lakh and Rs.5 lakhs.United India Gold plan is for individuals between the age group of 36 years and 60 years.United India Health Insurance Gold Plan is an all-encompassing United India medical protection plan to meet the hospitalization expenses towards the ailment of illness/disease/injury sustained or contracted by the insured during the policy period including few daycare surgeries as well. United India Health Insurance Gold Plan.Certain specified daycare procedures which require less than 24 hours hospitalization.Pre-hospitalization expenses incurred up to 30 days prior to the date of admission and post-hospitalization expenses incurred up to 60 days from the date of discharge.Also, expenses incurred on the surgeon, anaesthetist, dialysis, chemotherapy, radiotherapy, cost of artificial limbs, cost of prosthetic devices implanted during surgical procedures are reimbursed.The policy covers hospitalization expenses such as room, boarding, nursing expenses, and ICU charges.